Cash App Launches Lightning Payments and Plans Stablecoin Transfers

Highlights:

• Cash App launches Lightning payments and stablecoin tools to support fast digital payments.
• The update improves speed and gives customers more control as stablecoin transfers join the new Bitcoin Map discovery.
• Cash App hopes to boost quick money movement and expand crypto options across daily transactions.

Cash App rolled out a large upgrade on Thursday that expands its crypto and payment capabilities. The release includes 11 new features and more than 150 refinements across banking, Bitcoin, and peer-to-peer tools. The update focuses on faster transactions and smoother navigation for millions of users.

Cash App intends to simplify everyday payments between digital money and traditional balances. The launch indicates increased activity within the Block ecosystem and an increased customer demand for quicker payment solutions.

🚨 LATEST:
Cash App (Jack Dorsey) is set to activate Bitcoin spending at local businesses and stablecoin transactions “soon,” with rollout beginning in early 2026.

🚀 Huge for crypto adoption and real-world utility.#Bitcoin #Crypto #CashApp #JackDorsey #Cryptocurrency… pic.twitter.com/ImZ9l8mScg

— SinghEconomics (@SinghEconomics) November 14, 2025

The update adds Lightning payments for eligible users. People can now pay over the Lightning Network with Bitcoin or a USD balance. This option allows customers to move money in seconds after scanning a Lightning QR code. Users also avoid extra fees and do not need to hold Bitcoin to complete a Lightning payment. Cash App wants this feature to support quick transactions at checkout and in peer-to-peer activity.

Cash App also introduced Bitcoin Map. This tool helps customers find merchants that accept Bitcoin through Square. Users can search nearby stores, get directions, and pay over Lightning at the counter. The map may help some sellers attract new customers who prefer digital payments.

Block reported strong Bitcoin revenue last week, and this update strengthens support for users who already engage with crypto inside the app.

Cash App Launches Stablecoin Transfers as Crypto Payments Grow

Cash App confirmed that eligible users will soon send and receive stablecoins inside the app. Stablecoin transfers will give customers a simple rail for moving digital dollars without price swings. This option sits beside Bitcoin features and creates two clear paths for fast payments. Customers can move a stablecoin when they want a predictable value or use Lightning when they want speed with Bitcoin. Cash App expects both flows to support daily transactions across peer-to-peer and merchant activity.

The company has not announced which stablecoins will appear at launch. However, market leaders include USDT and USDC, and several industry executives welcomed the move. Circle’s chief executive said he expects more demand for digital dollars on Cash App. The update also aligns with Jack Dorsey’s long-running support for open payment networks. Block continues to highlight Bitcoin and stablecoins as simple ways to move money across borders and between users.

Now this is 🔥🔥🔥@CashApp launching stablecoin support in early 2026.

Seeing USDC payments in CashApp has been a mission for Circle for a long time!

56M Monthly Active Transacting Users

Congrats @milessuter and the whole crypto team! pic.twitter.com/Y6ygmvbHu3

— Jeremy Allaire – jda.eth / jdallaire.sol (@jerallaire) November 13, 2025

Square merchants now have more choices when they process payments. They can receive funds in BTC or USD and select BTC-to-BTC, BTC-to-USD, USD-to-BTC, or USD-to-USD flows. This flexibility provides the sellers with greater control over settlement and treasury requirements. Cash App also lets anyone pay Lightning invoices with a USD balance, catering to individuals who have no crypto. These features cement Cash App as one of the crypto-centric wallets and generic payment applications.

AI Navigation and Banking Upgrades Support the Release

Cash App refreshed its navigation with new AI prompts that guide users across the app. The company also expanded banking benefits with more flexible options for everyday transactions. Block’s executives said customers now move money in faster ways and expect tools that match those habits.

Square Bitcoin also launched a program that lets merchants accept Bitcoin with no fees until 2027. Interest in stablecoins continues to rise across the industry, and Cash App aims to support that shift with its next release.