XRP Price Forecast – Regulatory Clarity and Rising Adoption Signal Potential Rally to $1.91

Highlights:

• XRP price action signals cautious market sentiment, but the structure is bullish
• Classification guidance from the SEC and CFTC boosts long-term XRP outlook
• Rising wallet activity and Ripple expansion support a potential XRP rally 

XRP (XRP) is little changed today, reflecting the price action across the cryptocurrency market. At press time, XRP was trading at $1.52, up by 0.52%. Like the rest of the market, XRP trading volumes have also dropped intraday. They are down 43.61% to stand at $2.92 billion.

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The drop in trading volumes is indicative of what is happening in the market at the moment. On one hand, there are long-term holders who believe in the market’s long-term trajectory. As such, they are not keen on trading their XRP due to short-term price fluctuations. 

On the other hand, it shows that new investors are waiting for more confirmation before they can start buying XRP. This could stem from recent market developments. False breakouts that have seen retail money get dumped on may have investors more cautious about jumping on to every rally. Investors could also be waiting to see how markets react now that the Federal Reserve is no longer cutting interest rates. Despite the price stalling intraday, multiple factors support a rally for XRP in the foreseeable future. 

US Regulators’ Guidance Favours XRP Price

One of the most important of these factors is that US regulators remain firmly pro-cryptocurrency. In their latest move, the US SEC and the CFTC jointly announced that most cryptocurrencies are commodities. While it has been known for some time that XRP is not a security, the latest guidance departs from previous enforcement-driven moves against the cryptocurrency market.

The Biden administration spent years weaponizing the SEC against the crypto industry. Today the SEC and CFTC reversed that stance and issued joint guidance acknowledging most crypto assets are not securities.

A huge win for financial freedom and innovation. https://t.co/pl5R1eH1hR

— Rep. Warren Davidson (@Rep_Davidson) March 17, 2026

The impact is that future laws on cryptocurrencies will take into account this guidance from two major regulators. Investors who have been sitting on the sidelines, waiting for regulatory clarity, can now invest with greater confidence. For XRP, which has already navigated regulatory issues and emerged victorious, this could attract billions of dollars in new investment. It could set the stage for a rally to new highs in the foreseeable future. 

Increased Wallet Activity Points to Rising XRP Demand

In addition to the improving regulatory environment, XRP stands to benefit from increased wallet activity. Latest data shows that the XRP wallet has hit an all-time high, with non-empty XRP wallets now standing at 7.7 million. These numbers have major implications for XRP, as they indicate that underlying demand is on the rise. They could also influence more people to invest in XRP. That’s based on the expectation that as the wallet numbers continue to grow, the value of XRP will inevitably follow.

👫 XRP Ledger now has more than 7.7M holders (non-empty wallets) for the first time in its 13+ year history, as its usage continues to grow.

📈 Additionally, Monday closed with a 5-week high of 46,767 active addresses as $XRP's price jumped +14% in 48-hour span, breaching $1.60. pic.twitter.com/SKTO5L4W6o

— Santiment (@santimentfeed) March 17, 2026

Ripple’s Growth Likely to Boost Price

XRP could also get a boost from Ripple, the company behind XRP, which continues to grow. Ripple’s reach is now global, and a critical part of financial infrastructure in many parts of the world. As global regulations improve, Ripple’s service adoption will only grow. This is a plus for XRP since it is the crypto that underpins the Ripple ecosystem. It is a major factor that could draw investors to XRP, given the perception that it is undervalued. 

Technical Analysis – XRP Price Holds Steady Post-Breakout Despite Intraday Weakness

After breaking out of a multi-week range, XRP has stalled intraday. This is not a reflection of XRP but the prevailing price action across the market. If bulls take control and the prevailing market structure holds, XRP could rally to $1.91 in the short term.

On the other hand, if bulls fail, two scenarios could play out. The first is a consolidation around $1.45, which is now support. The second is a correction through $1.45, which could see XRP drop to $1.34 in the short term. Of these scenarios, a rally to $1.91 is more likely. That’s because the broader cryptocurrency market structure favors bulls despite intraday weakness.

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