Visa Adds Four Stablecoins Across Unique Blockchains to Strengthen Digital Payment Network

Highlights:

• Visa has added four stablecoins to broaden institutional access and enhance settlement options.
• Visa has expanded its blockchain network to improve cross-border transactions.
• Stablecoin spending through Visa cards increased four times, showing rising use of digital payments worldwide.

Visa has affirmed that it will integrate four stablecoins based on four different blockchains. The move will enhance efficiency in transactions and boost global payment options. The update was announced by Chief Executive Officer Ryan McInerney in the fourth-quarter Visa earnings call, where the company discussed its continued commitment to digital innovation.

Visa now accepts four stablecoins on four blockchains with instant fiat conversion

BLOCKCHAINS -> Ethereum, Solana, Polygon, and Arbitrum
STABLECOINS -> USDC, USDT, DAI, and PYUSD.

$140 billion – Total crypto and stablecoin flow facilitated since 2020
$100 billion – Total user…

— Kashif Raza (@simplykashif) October 29, 2025

He said Visa can now accept and convert stablecoins across more than 25 fiat currencies. This approach strengthens the firm’s settlement process and enhances liquidity for its partners. Visa already supports major stablecoins such as Circle’s USDC, Euro Coin, PayPal USD, and Global Dollar. They run on Ethereum, Solana, Stellar, and Avalanche networks.

According to McInerney, stablecoins are increasingly becoming part of digital finance. He emphasized their relevance in international payment and business-to-business transactions. The company aims to integrate stablecoins into traditional systems, allowing users to move funds faster and at lower cost.

The growth of Visa comes after a series of successful tests in the past months. It is still dedicated to providing banks and payment providers with stablecoin-based settlement solutions. Visa will offer greater flexibility in global financial markets by integrating blockchain and fiat payment systems.

Institutional Access Widens as Visa Adds Four Stablecoins to Settlement Layer

Visa has facilitated over $140 billion in crypto and stablecoin flows since 2020. McInerney said global consumer spending linked to Visa’s stablecoin cards grew four times higher in the fourth quarter compared to last year. This growth shows increasing demand for blockchain-based financial solutions.

The company also operates a pilot Visa Direct that allows banks to finance cross-border payments with USDC and EURC. This service enables quicker transactions among various regions and currencies. Visa intends to take the pilot to a full program, providing institutions with direct access to stablecoin settlement capabilities.

McInerney added that Visa’s tokenized asset platform now allows banks to mint and burn their own stablecoins. This role assists financial institutions in being more efficient in liquidity management whilst remaining secure. Settlement between traditional and blockchain systems also becomes easier on the platform.

Visa now has more than 130 stablecoin-related card programs in 40 countries. These applications provide users with blockchain technology without interfering with the current financial systems. The company hopes to include additional partnerships, assisting both banks and fintech companies.

Earnings Growth Signals Confidence in Long-Term Digital Strategy

Visa has reported good financial performance in its last quarter. The firm achieved a revenue of $10.72 billion as compared to $9.62 billion last year. Earnings were at $2.98 per share, a bit above analyst expectations. The revenue also increased by 14% on a year-over-year basis.

$V Visa delivered a strong quarter with revenue and earnings beat, supported by resilient consumer spending and global transaction growth. However, the GAAP profit decline and somewhat cautious forward growth guidance indicate that while the business remains robust, the pace of… pic.twitter.com/ArJdH36pSL

— MostroMarkets (@MostroGrowth) October 29, 2025

This marked the fourth quarter in which Visa surpassed market expectations. The consistent performance indicates that Visa is still getting good returns on its digital strategy. The firm’s investments in blockchain and stablecoin integration now support its expanding global operations.

McInerney said the company will keep investing in its solutions layer to enhance future payment capabilities. Visa plans to broaden access to digital settlement tools for banks, merchants, and fintech companies.