MoonPay Launches MoonAgents Card to Let AI Agents Spend Stablecoins Online

Highlights:

• MoonPay introduced a new debit card that lets users and AI agents spend stablecoins online.
• The card converts crypto into fiat at checkout through Mastercard-supported merchants. 
• The card is now available in the UK and Latin America, with more regions expected soon.

MoonPay has launched MoonAgents Card, a virtual Mastercard debit card that allows users and AI agents to spend stablecoins directly from onchain wallets. The company announced the product on Friday, through an official press release, saying the card will work at online merchants globally that accept Mastercard.

The new card is designed to work anywhere Mastercard is accepted online. It converts crypto into fiat at the time of purchase, so merchants can receive payment through normal card payment systems. For users, the main idea is simple. They can hold stablecoins in a crypto wallet and still spend them through a familiar card network.

BREAKING: the MoonAgents Card is here

💰 fund your new virtual Mastercard debit card with zero-fee stablecoin onramps

🛍️ spend anywhere Mastercard is accepted using your @solana stablecoin balance

powered by Monavate and @Mastercard to support the agentic economy https://t.co/SIaR9L80zR pic.twitter.com/KbiKsu2lSd

— MoonPay 🟣 (@moonpay) May 1, 2026

MoonPay Gives AI Agents a Way to Spend

AI agents are software programs that can perform tasks without constant human input. They already manage wallets, execute trades, and move value on blockchain networks. Before today, they could not spend at regular online merchants. 

MoonAgents Card closes that gap. “Agents are already managing wallets, executing trades, and moving value onchain. The one thing they couldn’t do was spend at a merchant. Now they can,” said Ivan Soto-Wright, CEO and Founder of MoonPay.

The MoonAgents Card is designed to work through MoonPay CLI and MoonPay Agents workflows. MoonPay CLI is a command-line tool that helps developers manage crypto payment tasks more directly. Meanwhile, MoonPay Agents supports AI-powered crypto workflows.

According to MoonPay, its CLI has already processed more than 4 million tool calls since launch. The company said adoption has grown quickly. The first 1 million tool calls took 30 days, while the second 1 million took only seven days.

Exodus Chief Executive Officer and Co-founder JP Richardson also said AI agents are expected to transact at machine speed across millions of merchants. He said MoonAgents Card extends self-custodial wallet infrastructure to agents and lets them spend directly from an onchain wallet. 

How the MoonAgents Card Works

The MoonAgents Card links a self-custodial wallet to a virtual Mastercard through Monavate’s payment infrastructure. A self-custodial wallet means users keep control of their assets instead of handing them to a third party.

When a payment is made, the user approves a smart contract to access the stablecoin amount needed for that purchase. A smart contract is a blockchain-based program that follows preset rules. After approval, Monavate handles the onchain funding and card authorization in real time. This allows the payment to move through normal card payment systems.

MoonPay said wallet custody is never transferred. If a transaction is declined, the funds return to the wallet immediately. Users can also cancel spending approvals at any time. This setup gives users more control than card products that require them to move funds offchain or preload money into a custodial account before spending.

Availability Starts in the UK and LATAM

MoonAgents Card is available today through MoonPay CLI in the United Kingdom and Latin America. MoonPay said availability in the United States and the European Union is planned in the coming months. Users must complete identity verification before a card is issued.

The launch also builds on MoonPay’s wider push into AI-native payments. The company said its Open Wallet Standard, launched in March with support from more than 15 organizations, gives agents a common way to hold value and sign transactions across blockchains. MoonAgents Card now adds a spending layer to that setup.

MoonPay was founded in 2019 and describes itself as a global financial technology company that helps businesses and consumers move value between fiat money and digital assets. The company says it serves more than 30 million customers across 180 countries and supports more than 500 enterprise customers across crypto and fintech.