Fold Teams Up with Stripe and Visa to Launch Bitcoin Credit Card

Highlights:

• Fold’s Bitcoin credit card offers up to 10% back in Bitcoin at major retailers.
• Stripe and Visa provide a global infrastructure for the card.
• Fold has processed over $3.1B in volume and distributed $83M in bitcoin rewards.

Bitcoin-first financial services company Fold Holdings has announced it will roll out its first Bitcoin credit card, a product expected to pay users Bitcoin as a reward on everyday purchases. The card is expected to be launched soon in collaboration with Visa and Stripe. It will seek to transform the normal spending into a convenient process of earning Bitcoin.

As per the statement, the new card will provide users with up to 3.5% back in Bitcoin on all transactions. Certain purchases of leading brands can get up to 10% back. This new product builds on the long-standing history of Bitcoin rewards and the successful debit card platform that Fold has developed.

Fold x @stripe x @Visa

Together, we’re building the Fold Bitcoin Credit Card — designed to deliver up to 3.5% back on every purchase (2% instantly + up to 1.5% when you pay it off with Fold Checking).

Rewarded in Bitcoin. Built on Stripe. Global with Visa. pic.twitter.com/x4vqwm1kjM

— FOLD BITCOIN (@fold_app) September 23, 2025

A Simple, Transparent Way to Earn Bitcoin

In contrast to traditional rewards cards, the Fold Bitcoin credit card does not have complicated categories or point systems. Rather, it provides real Bitcoin immediately with every transaction. All users will have 2% back in Bitcoin automatically on every purchase. Fold Checking Account holders who pay balances with a Fold Checking Account would unlock an extra 1.5%.

The rewards program will involve special offers using the brand network of Fold. Shoppers such as Amazon, Target, Starbucks, Uber, Home Depot, and others will give up to 10% back. Fold points out that users do not need staking, exchange balances, or tokens. They obtain bitcoin directly, without lock-ins or reward levels.

According to the comments of the CEO, Will Reeves, the card suits both beginners and more experienced Bitcoin enthusiasts. He said:

“It is easy enough to get started on Bitcoin, but it is constructed with transparency and control that early adopters desire.

Visa and Stripe to Power the Card’s Infrastructure

The new Bitcoin credit card will operate on the Visa network and use Stripe Issuing to manage infrastructure. The consumer card issuing platform offered by Stripe enables Fold to ship the product without operating its own complicated backend.

On the other hand, Visa gives the project a global scale and acceptance. The card will work across the board of Visa acceptance, thus giving customers a familiar and secure experience.

Head of Crypto at Visa, Cuy Sheffield, commented:

“The Folds’s bitcoin rewards with Visa scale and security, will allow people a safe and easy method to earn Bitcoin.”

Fold Expands Its Bitcoin Ecosystem

This is the latest addition to Fold regarding a series of bitcoin-focused products. These include the Fold Bitcoin Debit Card, a mobile rewards app, and Bitcoin gift cards. So far, the company has already processed payments worth over $3.1 billion and distributed more than $83 million in bitcoin rewards.

In early 2025, Fold made the announcement of this upcoming credit card project. The company has been working for decades to incorporate Bitcoin into day-to-day finance. Fold is now ready to launch its Bitcoin credit card on the market, with Visa and Stripe supporting the infrastructure.

📣 Introducing the Fold Bitcoin Rewards Credit Card

It pays to be a Fold+ Credit Cardholder

☑️2% Unlimited Bitcoin Rewards
☑️Up to $250 Welcome Bonus
☑️Free Metal Card

Join and climb your way to the top of the waitlist. $200,000 of prizes await!

Sign-up link and blog 👇 pic.twitter.com/kSrvKAgXQA

— FOLD BITCOIN (@fold_app) February 11, 2025

In another related move, World Liberty Financial (WLFI) confirmed plans to launch a debit card. Folkman co-founder Zak Folkman unveiled information at Korea Blockchain Week 2025 in Seoul. WLFI will connect its debit card to the USD1 stablecoin and integrate it with Apple Pay.