How to Buy XRP in The UK in 2025

Interested in learning how to buy XRP in the UK but not sure where to begin? This guide simplifies the process, helping you find the cheapest and safest way to buy Ripple XRP in 2025.

This guide will explain you everything you need to know about Ripple (XRP) crypto. We discuss reasons to invest in the the XRP altcoin, provide you with a detailed step-by-step guide to buying your first XRP token on one of the best crypto exchanges in the UK.

How to Buy XRP In The UK 2025 – Quick Steps

Here is a quick 4-step guide that shows you how to buy XRP in the UK via FCE-regulated crypto brokerage: eToro. The process is straightforward and takes no more than 5 minutes.

• Step 1: Open an account on a crypto trading platform that offers XRP, like eToro.
• Step 2: After creating an account, you can deposit funds. Some crypto trading platforms have a minimum deposit amount. For example, eToro has a minimum deposit of $10.
• Step 3: Next, search for XRP using the platform’s “Search” function.
• Step 4: Enter the amount you wish to invest and click on “Open Trade.”

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

Where to Buy XRP in the UK – XRP Trading Platforms

With numerous cryptocurrency exchanges available in the UK, finding the perfect fit for your needs is crucial. Key factors to consider when selecting a top XRP exchange include security measures, fee structures, available cryptocurrencies, user interface, and regulatory compliance.

1. eToro – Best est platform to buy XRP in the UK
2. Crypto.com – A reputable platform offering a beginner-friendly mobile app
3. Coinbase – An excellent beginner-friendly platform offering a large number of assets
4. Huobi – One of the best trading platforms with users across the globe
5. Kraken – One of the most secure crypto trading platforms, also offers XRP
6. Robinhood – The best platform for active traders
7. CEX – A highly trusted crypto trading platform

Best XRP Trading Platforms in The UK Reviewed

Below, we will take a closer look at the best platforms to buy XRP in the UK.

1. eToro

The first platform in our guide on how to buy XRP in the UK is eToro. It is widely regarded as the best and most secure crypto trading platform in the UK market, offering a simple interface with advanced tools. This makes it an excellent choice for beginners and advanced traders.

eToro offers several major cryptocurrencies, including XRP. Other major assets available on the platform include Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Cardano (ADA), EOS, and Litecoin (LTC). Besides cryptocurrencies, users on eToro can also invest in traditional financial markets such as stocks, commodities, indices, ETFs, and index funds.

eToro is regulated by several regulatory bodies, including the SEC, CySEC, FCA, and ASIC. This allows users to conduct their trades in a highly secure environment.

Features

eToro comes with a host of features for its users. Among its standout features are Copy Trading, Smart Portfolios, and Social Trading. Let’s look at each in a little more detail.

Copy Trading

Copy Trading on eToro allows users to copy the trades of professional traders, benefit from their trades, and earn passive income. This is an excellent strategy for beginners who can copy trades and make a profit without being bogged down with large amounts of research. However, Copy Trading comes with its fair share of risks. This is because investing and trading crypto is inherently risky.

While most trades are profitable, there is always the chance of losing funds during periods of high volatility. Additionally, the minimum investment for Copy Trading is on the higher side at $200.

Social Trading

eToro is well known for its Social Trading features, which allow traders to interact with one another, view and discuss trades, and discuss market developments. Traders can also leave comments regarding trades and participate in discussions about major market developments.

Smart Portfolios

eToro’s smart Portfolios feature allows traders to invest in assets chosen by eToro’s expert team. Professionals manage All Smart Portfolios, meaning traders don’t have to worry about research or executing trades. All they have to do is invest in their chosen assets and let eToro handle the rest.

Supported Payment Modes

eToro is not short of options when it comes to supported payment modes. The platform supports bank wire transfers, debit cards, credit cards, and e-wallets such as PayPal. Debit card deposits and withdrawals are processed instantly. However, withdrawals take a few days to reflect in the user’s bank account.

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

2. Crypto.com

The next platform to consider buying XRP in the UK is Crypto.com. Trading volume on Crypto.com regularly crosses $2.5 billion per day, with the platform offering a large selection of crypto assets. The platform’s offerings include DeFi tokens, ERC-20 tokens, niche coins, and major cryptocurrencies.

Traders can buy XRP at low fees, with the platform charging a 0.4% maker and taker fee. Crypto.com makes things even simpler for users by offering a dedicated mobile app. This app is targeted at retail users, allowing them to purchase XRP instantly using a debit or credit card. No fees are applicable for the first 30 days, after which each card purchase will be charged a 2.00% fee. While the platform supports fiat deposits, it does not support fiat currency on the main platform.

Crypto.com App

Crypto.com’s mobile app is packed with features. This includes a crypto debit card that allows users to spend their crypto like fiat. The app also offers a “Missions” tab where users can complete tasks and earn rewards in Crypto.com’s native CRO token. Users can also use a dedicated wallet to store their XRP. This wallet gives them complete control over their assets.

Pros & Cons Of Crypto.com

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

3. Coinbase

The case of Coinbase is rather peculiar. In the US, the platform has numerous licenses from regulatory bodies. However, it is a different story in the UK, where it lacks the necessary regulatory clarity. Despite this, it is a hugely popular crypto trading platform. This surging popularity can be attributed to three factors.

• Coinbase has over 70 million registered users, indicating high trust. Additionally, Coinbase is the first crypto trading platform to be listed on NASDAQ.
• Coinbase stores nearly all customer funds offline in safe deposit boxes and vaults worldwide. This ensures that user funds are safe from hacks and other threats at all times.
• The last reason is the selection of assets on offer. Coinbase offers users a plethora of major and niche cryptocurrencies. There’s something for everyone!

Fees On Coinbase

What about fees on Coinbase? While Coinbase has an excellent reputation when it comes to security, users have often complained about the high fees. Coinbase’s fee structure combines flat fees and commissions. This can be confusing and not to mention expensive. We highly advise you to avoid purchasing crypto on Coinbase using a credit card. This is because of an extremely high commission fee of 3.99% attached to such a purchase.

Coinbase also offers a dedicated app that allows users to trade on the go. The app is available for download on Android and iOS. In all, Coinbase is an excellent platform from which to purchase XRP.

Pros & Cons Of Coinbase

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

4. Huobi

Users can trade crypto on Huobi using various methods like other crypto trading platforms. This includes purchasing crypto using credit cards, P2P trading, or crypto pairs. Commissions for spot trades on Huobi start at 0.2%.

The platform has one of the largest selection of cryptocurrencies on offer at 348. Moreover, it accepts payments in 57 local currencies and offers a staggering 60 payment options.

Users cannot withdraw in GBP, although the platform has promised to address that. Regarding security, Huobi adopts practices similar to those of Coinbase and Binance, holding 99% of user funds in cold storage. There is also an in-house rewards program for users to report bugs or security issues.

Users can also access margin trading, staking services, and crypto loans. The popular exchange also offers a dedicated mobile wallet that is available for Android and iOS download.

So, what’s our verdict on Huobi? The platform offers users several powerful crypto trading tools and a large selection of cryptocurrencies. There is also a $300 welcome bonus and other financial incentives to conduct trading.

Pros & Cons Of Huobi

5. Kraken

Kraken is the next platform in our list to buy XRP in the UK. The exchange was founded in 2011 and is one of the oldest crypto trading platforms currently in operation. It offers over 200 major cryptocurrencies, including XRP, and is an excellent choice for traders who want to diversify their assets.

Apart from XRP, Kraken also supports other major cryptocurrencies, such as Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), and Litecoin (LTC). Kraken currently has a presence in 190 countries and nearly 10 million active users. Users on Kraken can also access stablecoins, including USDT, DAI, and USDC, along with eight major fiat currencies. Kraken users can also access margin accounts and futures trading.

Trading Experience

Kraken offers a trading experience suited for new and experienced traders. This is possible due to two distinct platforms on offer, Kraken and Kraken Pro. The primary Kraken platform is ideal for beginners because they don’t have to fund their trading account before trading. Instead, traders can quickly verify their trading account and start trading using their linked bank account. They can also sell or convert currencies directly from their trading account.

On the other hand, Kraken Pro offers users advanced trading tools and is ideal for advanced traders. Traders can access detailed asset information, including active charts and technical analysis.

Fees And Regulation

Fees on Kraken differ between both available platforms and the trades entered. Traders must also consider spread fees on the main Kraken platform. The fees on the platform are a percentage of the transaction along with a spread. Kraken displays the fee during the transaction so traders can view and confirm the fee before executing their trade. Any additional fee such as credit or debit card fees depend on the funding method.

Now let’s look at Kraken Pro. Kraken Pro fees are significantly lower than those on the main Kraken platform. Prices are based on the trading volume over the past 30 days.

Kraken is regulated as a Money Services Business by FinCen in the United States. In Canada, the platform is regulated by FINTRAC, while in the UK, it is regulated by the FCA. In Japan and Australia, Kraken is regulated by the FSA and AUSTRAC.

Pros & Cons Of Kraken

6. Robinhood

Robinhood is the best platform for highly active traders, allowing them to invest without worrying about excessive commissions. However, one major gripe users have with the platform is the amount of restrictions it places on popular asset classes such as bonds, cryptos, and mutual funds.

Robinhood users can access commission-free transactions and invest in a “cash sweep” brokerage fund, allowing them to earn interest on their assets. Apart from XRP, Robinhood also supports other major cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), BNB, and several others. Users can also invest in ETFs, stocks, and options besides cryptocurrencies.

Pros & Cons Of Robinhood

7. CEX

CEX was launched in 2013 and has since amassed 5 million users in the UK. The platform offers an array of trading tools and features. Traders can purchase XRP by depositing crypto or fiat into their trading account. Alternatively, they can buy XRP instantly using a credit card. CEX has a minimum purchase requirement of $20, while credit card transactions are limited to $3000.

CEX is an excellent platform for traders looking to purchase XRP, thanks to the range of deposit options available. These include Epay, Skrill, bank transfer, credit card, and SWIFT. However, the platform does not support PayPal. CEX also offers users a hot wallet, crypto debit card, loan options, margin trading, and staking options. It also offers a dedicated mobile app that is available on Android and iOS.

Pros & Cons Of CEX

What Is XRP?

XRP is a major cryptocurrency and native token of the Ripple Payments Network, facilitating transactions on the Ripple Network. The cryptocurrency is designed to enhance global financial transfers and exchange of currencies. In recent years, XRP has gained significant popularity as an investment asset, with investors queuing up to add it to their portfolio. This surge in investor interest stems from a ruling that states XRP is not a security, ending uncertainty around potential SEC action.

Ripple’s payment network is designed to move money around the world in a quick and inexpensive manner. Banks can use the payment system to transfer funds, using XRP as a temporary store of value while making the transaction.

Ripple’s payment system is, no doubt, complex. Its design means the demand for XRP tokens is closely linked with the number of cross-border transactions taking place over the Ripple Network. While the Ripple Network is only meant for banks and financial institutions, retail investors can buy, sell, and trade XRP tokens.

XRP’s total supply has been capped at 100 billion, all of which were pre-mined before launch and are now controlled by Ripple Labs. After mining the XRP, Ripple Labs locked 55 billion XRP in an escrow account and gave 20 billion to its founding team. The remaining XRP tokens were made available to the general public.

History of XRP

Let’s look at Ripple’s history. Ripple can be described as a fintech company that aims to solve payment issues plaguing traditional remittance systems. The company was founded by Ryan Fugger in 2004, starting as RipplePay. This was before Bitcoin or any other cryptocurrency gained mainstream popularity. In 2012, Chris Larsen and Jed McCaleb took over and changed the company’s name to Ripple.

Ripple’s primary goal is to facilitate faster, more secure, and more efficient payments worldwide. RipplePay was unable to do so because it was centralized and did not use the blockchain. Jed McCaleb, David Schwartz, and Arthur Britto began developing the XRP ledger to provide an alternative to Bitcoin, which had significant limitations regarding transactions.

The XRP ledger incorporated the XRP token as its native token to facilitate transactions. Larsen joined McCaleb, Schwartz, and Britto. People generally use XRP and Ripple interchangeably. However, XRP is a distinct, open-source digital asset independent of Ripple. XRP is what Ripple uses to facilitate transactions.

The currency operates on an open-source blockchain called the XRP ledger, facilitating transactions by the Ripple Transaction Protocol. XRP enables faster, cheaper, and more energy-efficient transactions completed in seconds, consuming significantly less energy than other cryptocurrencies such as Bitcoin.

Don’t Miss: XRP Price Prediction and Forecasts

How Does Ripple Work?

Unlike most cryptocurrencies, Ripple does not use a Proof-of-Work or Proof-of-Stake consensus mechanism. Instead, transactions on Ripple rely on a consensus protocol that validates account balances and transactions on the system. The consensus protocol prevents double spending, thus helping prevent issues like double-spending. Thanks to the absence of a centralized entity, confirmations on Ripple are instant.

The XRP Ledger tracks IOUs, with transactions between wallets publicly available on the ledger. While the transaction history is publicly available, transaction data is not linked to any individual or business.

Should You Buy XRP?

There are several compelling reasons why you may consider buying XRP. Let’s look at some of them.

An Established Crypto

XRP is not a young upstart like several other tokens in the crypto space today. It has been around since 2013 and has its own blockchain. It also has several use cases and has a dedicated community behind it. XRP ranks as one of the largest cryptocurrencies in the world and has a current market cap of $33 billion.

A Large Community

Ripple and XRP have a highly active community. So involved is this community that it insisted on being enjoined in the Ripple court case as an interested party. A vibrant community is a major green flag for any crypto, indicating strong foundations.

A Potential Market Leader

The crypto market experienced a harsh bear market for most of 2021 as investors, spooked after the collapse of major crypto companies, pulled their funds. However, the market is in the middle of a strong recovery, and XRP could be one of the biggest gainers. This is backed by price data, which indicates that XRP has seen a jump of over 60% over the past year.

An Environmentally-Friendly Asset

Bitcoin mining has come under severe criticism thanks to its high energy consumption. Ethereum recently switched to Proof-of-Stake, citing better efficiency and lesser power consumption. However, Ripple is far ahead of its peers. All XRP tokens have been pre-mined, making their environmental impact negligible. This also protects XRP from potentially hostile crypto regulations.

Excellent Option For Beginners

XRP is an excellent option for beginners looking to enter the crypto space. While there has been considerable uncertainty around the asset, the positive ruling regarding XRP’s status has seen renewed interest in the asset. XRP also faces relatively less volatility than other cryptocurrencies.

How to Buy XRP in The UK – Step-by-Step Beginners Guide

In this section, we will be providing you with a detailed walkthrough of the XRP buying process in the UK on eToro. The process is straightforward, only takes a few minutes to start investing in XRP.

Step 1: Choose A Crypto Trading Platform

XRP is available on almost all centralized and decentralized exchanges, including platforms such as eToro, Crypto.com, OKX, Binance, and others. We highly recommend purchasing XRP through eToro, which offers low trading fees and minimum deposit fees and is a highly user-friendly platform.

Step 2: Create an Account

Next, you must create an account. To do this, head over to the eToro website and click on “Create Account.” Enter your email address and create a strong password to create your account. Alternatively, you can sign up using your Google account. You must also provide additional details, such as your name and phone number.

Step 3: Upload Documents

Once you have created your account, you must provide valid documentation and additional personal details. eToro will verify these details separately. This documentation is mandatory to comply with KYC and AML norms. In addition to documentation, eToro will also require other details, including your name, phone number, email address, date of birth, and country of residence.

Step 4: Deposit Funds

Now that your account has been verified, you can deposit your funds. Because we are using eToro, there is a minimum deposit of $20. eToro supports several payment modes, including debit cards, credit cards, bank wire transfers, and e-wallets. While USD deposits made on eToro are free, deposits using other currencies attract a 0.5% deposit fee.

Step 5: Search For XRP

After funding your account, you can begin trading. To start trading, search for the asset you want to trade. In this example, we are purchasing XRP, so we searched for XRP using the search function.

Step 6: Place Your Trade

The last step is to place your trade. Once you find XRP, click on the “Trade” button. You will then be prompted to enter the requisite information. Once you have done so, click on the “Open Trade” button and place your trade.

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

How To Buy XRP In The UK – Conclusion

In this guide, we have covered everything you need to know about buying XRP in the UK. We have also looked at the best trading platforms in the UK from where you can purchase XRP crypto asset. While we can’t predict the crypto markets, analysts are extremely bullish about XRP and believe there will be substantial price increases in the future.

You can buy XRP on eToro by depositing just $10. Creating an account is fairly simple, and the platform accepts several payment modes.