Contents on this site will contain reference to products and services from our partners. We may receive compensation when you click on some links - at no extra cost to you.
Buy Bitcoin with PayPal

In this guide, you will show you how to buy Bitcoin with PayPal. We will introduce you to the best crypto exchanges that let you buy Bitcoin with PayPal. Here, you will even learn the benefits of using PayPal to buy cryptos. More importantly, you will learn the difference between buying Bitcoin on PayPal and using PayPal to buy crypto on a top exchange.

We also provide you with a step-by-step guide to buying Bitcoin and the best altcoins with PayPal on a top exchange.

How to Buy Bitcoin with PayPal – Easy Steps

The quick guide below will teach you how to buy Bitcoin right now. For this illustration, we will go over the crypto-buying process on eToro. This top regulated crypto brokerage lets you buy top digital assets in minutes. And you only need $10 to get started.

  • Step 1: Register a crypto account: Start by opening a free account on eToro.com. It is easy and the broker will only ask for your basic personal information.
  • Step 2: Deposit funds: Fund this account by depositing US dollars, fee-free. The minimum deposit limit for US residents is $10. Supported deposit methods include PayPal, cards, ACH, bank transfer, and popular eWallets.
  • Step 3: Search for Bitcoin: Enter the term ‘Bitcoin’ or ‘BTC’ in the search box on the trading platform. Click on the “Trade” icon that appears to start trading.
  • Step 4: Buy Bitcoin: Customize your trade by indicating how much you want to invest in Bitcoin. eToro will immediately debit your cash account while crediting the free and secure crypto wallet hosted on the platform.

Cryptoassets are a highly volatile unregulated investment product. 

Later in the article, we will provide you with a more detailed beginner’s guide to investing in Bitcoin using PayPal on eToro. Before then, we explore where to buy Bitcoin with PayPal.

Where to Buy Bitcoin (BTC) With PayPal

PayPal is one of the most popular and most sought-after online payment methods. It, therefore, isn’t a surprise that it has been adopted as a deposit method by some of the best crypto exchanges. Some let you buy Bitcoin and the best future cryptos with PayPal deposits.

Others have come up with peer-to-peer trading platforms that let you buy BTC with PayPal instantly and at zero fees. Below, we look at the best places to buy BTC with PayPal.

1. eToro – Overall Best Place to Buy Bitcoin (BTC)

eToro tops our list of the best altcoin exchanges that let you buy Bitcoin with PayPal. You can deposit USD into eToro at $0 fees and use these funds to buy Bitcoin and the 70+ supported cryptos.

Buy Bitcoin on eToro

The minimum deposit for PayPal is $10, but a currency conversion fee of 0.5% is charged on all non-USD deposits. The platform also supports PayPal withdrawals. In addition to PayPal, you can buy Bitcoin with credit cards, debit cards, ACH transfers, and bank deposits on eToro.

Note that we list eToro here, not just because of its support for PayPal deposits. The exchange also makes it here because of its solid reputation for reliability, user-friendliness, low fees, and security. For starters, it is a multiplatform exchange operating on web and mobile trading platforms.

Both are highly intuitive and appeal to beginners as well as pro investors. They integrate both beginner and advanced trading tools – from demo accounts to customizable charts.

eToro Wallet

When investing in Bitcoin on eToro, you will pay a competitive spread – no commission. This is fixed at 0.75% for both buy and sell orders. eToro also provides you with two free crypto wallets. First is the exchange-based wallet that holds 90%+ of your cryptos offline. Second is the non-custodial and equally free Bitcoin wallet for iPhone and Android – also known as the eToro Money Wallet app.

You may also appreciate the fact that Bitcoin is a multi-regulated crypto exchange. In the US, it is licensed and regulated by the SEC, FINRA, and FinCEN. Internationally, it is regulated by the FCA, ASIC, CySEC and more.

Cryptoassets are a highly volatile unregulated investment product. 

2. KuCoin – Best Place to Buy Bitcoin (BTC) with PayPal at Low Fees

KuCoin is one of the most liquid crypto exchanges, consistently ranked top 5 on CoinMarketCap. It is also massively popular, with 30+ million registered users in 200+ countries. Not forgetting that it also hosts a wide range of digital assets, 700+, including Bitcoin. Not forgetting that it is a multiplatform crypto exchange with one of the best mobile crypto trading apps.

Invest in Bitcoin Via Kucoin

KuCoin, however, makes the cut for this list because it lets you invest in Bitcoin using PayPal. To buy BTC with PayPal on the exchange, you will have to use the KuCoin peer-to-peer trading platform. This doesn’t charge trading fees and supports 20+ other payment options.

You, then, can easily move the purchased crypto from the P2P wallet to the spot wallet. What’s more, the exchange doesn’t have a minimum deposit limit. You can start buying Bitcoin with as little as $1.

Several other reasons informed our decision to feature KuCoin among the best places to buy BTC with PayPal. First is its affordable volume-based and maker/taker trading fees. These range between 0.1% and -0.005%, depending on your 30-day trading volume. You also qualify for a 20% discount if you settle the trading fee using KCS coin. Not forgetting that KuCoin has one of the largest 24-hour maximum withdrawal limits – starting from USDT 1 Million.

We also liked KuCoin because it presents players with a wide range of passive Bitcoin investing options. It, for example, lets you automate your trade with bots. It also gives you access to a professional manager. Other ways of earning passively on KuCoin include savings, staking, dual investing, shark fin, and crypto lending.

Like most of the top Bitcoin exchanges, KuCoin is also committed to the safety of your digital assets and data. For starters, it doesn’t share sensitive client information with third parties. Secondly, KuCoin provides its platform users with free crypto wallets. First, the exchange-based wallet that holds most coins offline and a free mobile wallet app for iOS and Android.

3. Binance – Best Crypto Exchange to Buy Bitcoin (BTC) for Free

Binance is the largest and most popular crypto exchange in the world. It is also the most liquid exchange, accounting for more than 50% of all spot crypto trades in 2022. Today, the exchange has the most Bitcoin reserves, making it the best place to buy the top virtual currency. Like KuCoin, you will need to use the peer-to-peer trading platform if you want to buy Bitcoin with PayPal on Binance.

Binance Crypto Exchange

Binance also maintains some of the most competitive Bitcoin trading fees. When buying BTC on Binance, you will be charged a volume-based maker/taker fee. This ranges between 0.1% and 0.012%. And if you pay this fee with BNB coins, you qualify for a 25% fee discount.

At the time of writing, Binance is one of the few exchanges that let you buy Bitcoin with zero fees. You don’t pay any fees when using the P2P platform or if you spot trade BTC using the TUSD stablecoin.

There are several other factors that make Binance the best place to invest in BTC using PayPal. These include its commitment to the safety and security of client data and funds. It also extends to its intuitive trading interface and the integration of advanced trading and risk-management tools. Not forgetting the many passive income-generating programs integrated into the platform.

4. Crypto.com – Buy Bitcoin (BTC) with O% Fees Using PayPal USD Stable Coin

Crypto.com is one of the largest crypto exchanges in the world, with more than 80 million registered users. It makes it here first because it lets you buy Bitcoin with PayPal. It also makes it here not only because it supports PayPal USD stablecoin.

But because it doesn’t charge a trading fee when you buy Bitcoin with PUSD. And to start investing in Bitcoin with PayPal, you only need to deposit at least $20. Other supported deposit methods include credit cards, debit cards, and bank transfers.

Buy Bitcoin on Crypto.com

Several other factors help make Crypto.com the Best crypto exchange for buying BTC with PayPal. First is its ultra-fast transaction processing speeds. In addition to Bitcoin, you can also buy 250+ digital currencies on Crypto.com, both established and new cryptos. The multiplatform exchange is also deeply liquid and integrates advanced trading tools. It also appeals to beginner and pro traders.

Crypto.com maintains highly competitive crypto trading fees. When buying Bitcoin here, you will only pay a volume-based maker/taker fee of between 0.075% and 0%. And depending on how many CRO tokens you have staked, you stand to qualify for discounts of between 3% and 30%.

May we add that the exchange provides its platform users with free Bitcoin wallets. Its commitment to the security and safety of user funds then extends to insurance coverage and proof of reserves audit.

5. Coinbase– The most Beginner Friendly Exchange to Buy Bitcoin (BTC) with PayPal

Established in 2012, Coinbase is one of the oldest and most reputable crypto trading platforms in the world. It is also the second most liquid crypto exchange, with some of the deepest Bitcoin reserves. It is a multi-regulated crypto exchange licensed by the SEC in the US. Not forgetting that it is the only public crypto exchange company in the world.

Invest in Bitcoin Via Coinbase

Like most of the exchanges in this list, Coinbase makes it here because it lets you buy Bitcoin instantly with PayPal. And you can start investing in Bitcoin on Coinbase with as little as $2. The regulated exchange is also multiplatform and operates the most beginner-friendly web and mobile trading platforms.

In addition to Bitcoin, you can also buy hundreds of the next cryptos to explode with PayPal on Coinbase. And the exchange will provide you with ultra-secure free digital wallets to keep these coins safe.

They first offer a custodial wallet that holds 98% of client private keys offline while insuring the remaining 2%. If you want more access and control over your assets, use their free mobile wallet for iOS and Android.

Why Buy Bitcoin With PayPal?

Buy crypto via PayPal

Launched in 1998, PayPal has morphed into one of the largest and most popular online payment methods in the world. It has welcomed more than 430 Million users and facilitated payments worth $1.4 Trillion in 2022. Due to its popularity, it has been integrated as a payment method by most crypto exchanges. In this section, we look at some of the advantages of buying crypto with PayPal on top exchanges.

Fast deposit and withdrawal processing

One of PayPal’s key selling points is its ultra-fast transactions. For starters, it is easy to link your exchange account with PayPal. This lets you make instant deposits into the trading account. If depositing into eToro with PayPal, for example, the payment will be processed in minutes.

Withdrawal processing is comparatively quick. At eToro, for instance, PayPal withdrawals are processed within 24 hours. Credit card and debit card withdrawals take longer, while bank withdrawals may take up to 8 business days.


We have already said that PayPal is one of the most widely used digital payment services. The number of crypto exchanges that let you buy digital assets with PayPal is, therefore, on the rise. We have also already stated that there are two primary ways of buying crypto with PayPal on exchanges. First, exchanges may accept direct PayPal deposits. The majority, however, let you buy Bitcoin with PayPal on their secondary markets – especially the P2P platform.

Multi-currency support

You may also prefer using Bitcoin to buy cryptos because it is a multi-currency exchange. At the time of writing, for instance, PayPal supports 25 international currencies. This includes all the popular currencies like USD, GBP, EUR, and AUD. It also supports second-tier currencies like BRL, CAD, and DKK.

This makes depositing into different crypto exchanges convenient, regardless of their base currency. Take, for instance, eToro – which only has the USD as its base currency. Non-USD deposits are charged a 0.5% currency conversion fee. PayPal’s multi-currency support helps you avoid this fee. It lets you convert your local currency to USD before making the deposit.


PayPal’s commitment to the security of client funds and data also makes it one of the best digital payment options. The payment service provider has put in place adequate security measures around the platform.

Its users are, therefore, confident that their funds are safe and that transfers in and out of the account are secure. May we also add that PayPal has one of the most comprehensive buyer protection guidelines. The platform offers cashback protections in case of fraud.

Is PayPal a Good Place to Buy Bitcoin (BTC)?

Like most traditional financial institutions, PayPal was – for the longest time – opposed to cryptos. This would, however, change in early 2021, when it announced that it was entering the crypto space. It would make it possible for clients to buy, hold, and sell cryptos on its platform.

At first, it only supported Bitcoin, Bitcoin Cash, Litecoin, and Ethereum. In August 2023, however, it introduced its own stablecoin, PUSD, whose value is pegged to the US dollar.

Its change of stance is believed to have been influenced by the explosive surge of day trading activities in the crypto space. Some analysts also argue that it was the realization that crypto was here to stay. Either way, you can now buy, hold, and sell these popular cryptos using your cash balance on the PayPal platform.

The upside to this is that the process is convenient and more cost-effective than using a crypto exchange. You may also be drawn in by the fact that PayPal is way more secure than most other crypto trading platforms. The downside, however, is that you are only interacting with a limited number of cryptos.

Buying Bitcoin on PayPal vs Buying Bitcoin Using PayPal on Crypto Exchanges

Bitcoin Logo

You probably have been wondering if it is too late to buy Bitcoin. You may also be asking which is better between, buying BTC on PayPal and buying with PayPal at a crypto exchange. Either approach to investing in Bitcoin has its fair share of pros and cons. In this section, we compare both approaches to investing in BTC.

Buying Bitcoin on PayPal

We have already stated that it is now possible to buy Bitcoin directly on the PayPal website. The pioneer crypto can be purchased alongside ETH, LTC, BCH, and PUSD. You only need $1 to start buying Bitcoin on the platform. The service is currently available to US and UK residents.

There are several upsides to buying Bitcoin directly on the PayPal website. First is the fact that the process is highly convenient. You get to buy and sell Bitcoin instantly. Secondly, PayPal also serves as your crypto wallet – keeping your private keys safe. And we have already mentioned that PayPal’s commitment to the security of client funds is unmatched.

On the flip side, there are a few glaring downsides to buying Bitcoin directly on the PayPal website. PayPal, for example, charges high transaction fees – ranging between $0.49 and $2.49 for crypto worth between $1 and $200. It is then fixed at 1.50% for trades worth more than $1,000.

Buying Bitcoin Using PayPal on Crypto Exchanges

We have said there are two primary ways of buying Bitcoin and all the hottest cryptos with PayPal on exchange. Some trading platforms – like eToro and Coinbase – will let you deposit with PayPal directly. Others will let you buy the hottest cryptos with PayPal on their peer-to-peer trading platforms.

Bitcoin Broker

There are several upsides to buying BTC with PayPal on a crypto exchange. First, it is cheaper to buy crypto with PayPal at a crypto exchange. When buying on eToro, you will only have to pay a fixed fee of 0.75%. When buying on peer-to-peer trading platforms, you will only have the PayPal transaction fees to deal with.

Secondly, it is easier to move Bitcoin and other cryptos bought using PayPal on an exchange. If you bought these on the P2P platform, moving them from the P2P wallet to a spot wallet is easy and free. From here, you can easily transfer them to what you consider the best crypto wallet.

Lastly, you can only buy BTC and three other cryptos on PayPal. Crypto exchanges, on the other hand, lgve you access to BTC and hundreds of the best altcoins to buy with PayPal.

How to Buy Bitcoin with PayPal 

eToro is one of the best crypto exchanges that let you buy Bitcoin with PayPal. The process is quite straightforward and takes no more than a few minutes. Further, you only need $10 to get started.

Here is the full breakdown of how to buy Bitcoin and top cryptos like Ethereum on eToro with PayPal.

Step 1: Open a free crypto account

Open an eToro Account

On your browser, open the official eToro website. Alternatively, download the eToro mobile trading account. Click the “Join Now” button on either platform and complete the registration form that pops up. It will only ask for your basic personal information. But you will also need to come up with a unique username and password for this account.

Cryptoassets are a highly volatile unregulated investment product. 

Step 2: Verify your identity

The registration process for the free eToro account is only complete after you have verified your identity. Send a photo of your government-issued document to eToro. This may be a national ID card, passport, or driver’s license.

Step 3: Deposit Funds

Deposit funds on eToro

Log in to your approved crypto trading account and hit the “Deposit Funds” icon. A funding tab indicating all the payment options available to you will pop up. Choose PayPal and follow the prompts that pop up to make a deposit. Note that you will need to deposit at least $10 or $200 if you wish to copy trade.

Step 4: Buy Bitcoin

Buy Bitcoin

Enter the word “Bitcoin” or “BTC” in the search box on the trading platform. Click the “Trade” icon that appears. A trading tab will pop up. Use it to customize this investment by indicating how much you wish to invest in Bitcoin. Note that the minimum trade amount is $10.

Cryptoassets are a highly volatile unregulated investment product. 

Step 5: Set up the eToro Money Wallet app

The private keys for the Bitcoin you just purchased are immediately deposited to the exchange-provided wallet. If you wish to transfer them to a third-party wallet, you will need to first download and set up the eToro mobile wallet app. Link the wallet to the trading account and seamlessly move the BTC. Note, however, that a crypto transfer fee of 0.5% (capped at $50 applies).

Latest Bitcoin News

To make money in the crypto industry, you need to keep tabs on the industry developments. You need to monitor news and events. But even more importantly, you need to learn how to interpret the impact they will possibly have on the crypto market.

In this section, we look at the most market-moving news and events of 2023:

  • The Bitcoin Ordinals protocol was launched in January 2023. This makes it possible for users anyone to inscribe data on the Bitcoin blockchain. The inscribed ordinals are also referred to as Bitcoin NFTs.
  • In the first half of 2023, six Spot Bitcoin ETF applications were filed with the US SEC. The regulatory agency has consistently delayed the decision to authorize or reject these ETFs.
  • In September 2023, Bloomberg reported that Bitcoin clean energy usage had exceeded 50%.
  • The next Bitcoin halving event draws ever near and is expected to occur in April 2024. This will see the reward for mining a block on the Bitcoin network reduce from 6.25 BTC to 3.125 BTC.

Conclusion – How to Buy Bitcoin with PayPal

PayPal’s popularity and convenience have seen it integrated into multiple crypto exchanges as a payment method. Here, you can use PayPal to deposit funds or buy Bitcoin on their P2P trading platform. In the above guide, we’ve showed you how to invest in and buy Bitcoin using PayPal.

We started by looking at the best places to buy cryptos with PayPal before looking at the advantages of using the payment method. We then compared the process of buying Bitcoin on PayPal directly and that of buying Bitcoin with PayPal on crypto exchanges.

Want to start buying Bitcoin with PayPal immediately? Follow the step-by-step guide to buying crypto that we have outlined above.

Author Checked Reviewed and Fact Checked by Kamal Masri, Crypto Writer and Investment Analyst.

eToro Exchange

  • Best Copy Trading of Professional Traders
  • Best Place to Buy Bitcoin
  • Minimum Deposit only $10
  • Best Beginner exchange
  • Open to US & Worldwide

5 Stars

Cryptoassets are a highly volatile unregulated investment product.

FAQs on How to Buy Bitcoin with PayPal

How do I buy Bitcoin with PayPal today?

There are three ways of Bitcoin and other cryptos with PayPal today. First, you can buy BTC and four other crypto assets on the PayPal website. Secondly, you can buy crypto with PayPal on exchanges that accept PayPal deposits – like eToro. Lastly, you can buy Bitcoin with PayPal on peer-to-peer crypto trading platforms.

Most crypto exchanges that support PayPal deposits will demand that you verify your identity. To buy crypto anonymously with PayPal, you will have to use unregulated and often risky P2P platforms.

When buying directly on the PayPal website – BTC, BCH, LTC, ETH, and PUSD. But when buying on exchanges, you can buy Bitcoin and hundreds of other cryptos.

You can start buying Bitcoin on the PayPal website worth as little as $10. On crypto exchanges, you will have to check the minimum trade limit set by the exchange. On eToro, for example, you need at least $10.

The cost of buying Bitcoin with PayPal varies from one platform to another. Buying BTC worth more than $1000 on PayPal costs 1.50% in fees. The same transaction of eToro is charged a 0.75% spread.