XRP Price Forecast – Bulls Eye $1.64 as Institutional Demand Strengthens

Highlights:

• XRP is in an intraday consolidation between $1.50 and $1.45
• Breakout favours bulls, especially due to rising institutional demand
• A bullish breakout could send XRP to $1.64 in the short term

XRP (XRP) is showing little to no intraday price action, mirroring what is happening across the cryptocurrency market. After the recent correction when Bitcoin dropped below $70k, the market seems to have hit a plateau. When writing, XRP was trading at $1.47, up by a meagre 0.55% intraday. However, XRP trading volumes have dropped quite hard in the day. They are down by 44.44% to stand at $2.75 billion. The drop in volumes could be a positive indicator going forward. 

It hints that, while new investors may not be coming in large numbers, holders are no longer selling their XRP. It also means bears are starting to doubt whether XRP could go much lower. As such, they are not as keen on short-selling XRP as they were when the price was dropping rapidly. The significant drop in volumes and jitters among bears means that a slight increase in buying volumes could trigger a V-shaped recovery for XRP in the short term. A couple of factors could trigger such a scenario for XRP.

Institutional Demand for XRP Is On the Rise

The first is the fact that institutional interest in XRP is on the rise. This is most evident in XRP ETFs so far in 2026. In this period, both Bitcoin and Ethereum ETFs have recorded significant outflows. In contrast, XRP ETFs have recorded consistent inflows in the same period.

Data shows that in January, XRP ETFs recorded net inflows of $1.35 billion. This puts XRP only second to Bitcoin in terms of ETF growth pace. Given that institutions are expected to drive the next phase of cryptocurrency growth, the rising adoption of XRP ETFs could send its price to new highs in the near term. That’s because, as institutional demand goes up, retail FOMO could follow.

I remember when they said $XRP was going to ZERO

Messari just released the State of XRP Ledger Q4 2025 report.

The future has never looked brighter.

A year ago, no U.S. spot ETF existed. Now XRP ETFs hold over $1 billion in AUM. Reached that milestone in under four weeks.… https://t.co/AuuTxuWu9U pic.twitter.com/q033OteMQU

— X Finance Bull (@Xfinancebull) February 6, 2026

Regulatory Environment Getting Better for XRP

Besides the growing demand through ETFs, the regulatory environment continues to favour XRP. The European Union is one of the largest and most important markets for cryptocurrencies. However, it is also one of the most regulated, and many cryptocurrency projects are increasingly finding it hard to operate there.

XRP happens to be one of those that are having an easy ride in Europe. For context, Ripple, the company behind XRP, recently received full authorisation to act as an Electronic Money Institution in the EU. 

We’ve secured our preliminary Electronic Money Institution license approval from Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF). 🇪🇺

This is a pivotal step toward scaling Ripple Payments across the EU, bringing institutional-grade digital asset infrastructure… pic.twitter.com/GW3c9gVhDs

— Ripple (@Ripple) January 14, 2026

With this license, Ripple can handle e-money operations across the EU, including leveraging XRP for transactions. The implications of this license are two-fold. First, it could embed XRP into European financial infrastructure, driving the token’s long-term demand. The second is the potential to tap retail FOMO. The perception that XRP makes the cut in one of the most regulated markets could trigger an inflow of capital into XRP, helping support the price short-term and sending it to new highs in the medium to long term.

Technical Analysis – XRP Price In An Intraday Consolidation

XRP is currently consolidating between $1.50 and $1.45. If bulls take control and push XRP past the $1.50 resistance, a rally to $1.64 could follow. On the other hand, if the bears take control and push XRP below the $1.45 support, a short-term correction to $1.35 could follow.

Of these scenarios, a breakout to $1.64 is more likely. This is due to growing institutional interest in XRP and to broader cryptocurrency sentiment being at its weakest. The confluence of extreme fear in retail and smart money investments is a perfect catalyst for a bullish breakout.