Michael Saylor Predicts Bitcoin Will Outperform S&P 500 Forever as Institutional Interest Rises

Highlights:

• Saylor calls Bitcoin “digital capital” and says it will beat the S&P 500 forever.
• He says Bitcoin’s steady growth allows new credit and stronger financial opportunities worldwide.
• He says recent price dips are normal and show the market maturing with more institutional investors.

In an interview with Natalie Brunell’s podcast, CoinStories, Michael Saylor, co-founder and executive chairman of MicroStrategy (now Strategy), called Bitcoin a special kind of “digital capital.” He explained that Bitcoin grows faster than traditional assets, which makes it different from anything else in the market. He believes Bitcoin will beat the S&P 500 “forever.” According to him, the stock index could lose nearly 29% in value every year when measured against BTC.

Saylor Says Bitcoin Can Change Finance and Beat Traditional Money

Saylor believes Bitcoin’s steady growth gives it an important role in shaping the future of finance. He believes investors could use it to build new kinds of credit, with Bitcoin-backed loans that last longer, deliver stronger returns, and change how money works worldwide.

Saylor’s confidence in Bitcoin has also taken him beyond investing. Recently, he joined other crypto executives in discussions with policymakers, pushing for the proposed Bitcoin reserve bill, which aims to give the digital asset a strategic place in the financial system.

My discussion with @NatBrunell on the digital transformation and reinvigoration of capital markets through digital credit instruments — $STRK $STRF $STRD $STRC — built on $BTC digital capital.pic.twitter.com/t8AcsgdiKF

— Michael Saylor (@saylor) September 19, 2025

Saylor also compared Bitcoin’s strength with the weaknesses he sees in traditional currencies. He argued that the U.S. dollar and similar currencies lose value over time because of inflation and central bank policies. According to him, relying on such currencies as collateral can create financial instability. In contrast, Bitcoin’s fixed supply and decentralized design make it a stronger base for credit and investment.

Saylor has been one of Bitcoin’s loudest corporate supporters since MicroStrategy started buying it in 2020. The company now holds more than 638,500 BTC, valued at tens of billions of dollars. For Saylor, Bitcoin is more than an asset. He sees it as a stronger store of value than stocks or paper money.

Saylor Says Bitcoin Dips Are Normal as Market Enters Growing Stage

Saylor said he is not concerned about Bitcoin’s price drops. “Bitcoin is up 99% year-on-year,” he noted, pointing out that the asset has nearly doubled despite market negativity. He explained that recent dips happen when people are “Bitcoin rich but fiat poor.”

Saylor explained that some investors end up selling part of their Bitcoin because traditional banks do not let them borrow against it. But he believes this selling is healthy, as it moves Bitcoin from early adopters to long-term institutional investors, making the market stronger over time.

Saylor added: 

“The volatility is coming out of the asset, that’s a really good sign. What you want is for the mega-institutions to buy. For that, Bitcoin has to be boring for a while.”

Saylor described the current phase as a “growing stage” in Bitcoin’s life cycle. His remarks come as some investors question why Bitcoin’s price has slowed after reaching a record high of $124,100 on Aug. 14. At the time of writing, Bitcoin is trading at $116,028, reflecting a 0.56% increase in the past 24 hours, according to CoinMarketCap.

Many people expected the U.S. Federal Reserve’s interest rate cut on Sept. 17 to already be reflected in the market. However, some analysts believe that future cuts later this year could lift Bitcoin and other cryptocurrencies higher.