FIS Partners with Circle to Launch USDC Payments Across U.S. Banks by Year-End

Highlights:

• FIS and Circle will launch USDC payments for banks to support faster and cheaper money transfers.
• Circle gains access to the FIS banking network as stablecoins move into mainstream financial services across the US.
• Fiserv joins the shift by launching FIUSD stablecoin to help banks offer digital payments without building new systems.

Fidelity National Information Services (FIS) has formed a partnership with Circle to bring stablecoin payments into the banking sector. The partnership is a milestone towards integrating traditional finance and blockchain-based assets. FIS customers are expected to enable bank customers to make and accept payments in USDC in the near future. These services will include local and international transfers using the FIS Money Movement Hub.

The final bridge between traditional finance and crypto is being built right now.

BREAKING: Circle $USDC has just partnered with financial tech titan FIS.

For those who don't know, FIS provides the core banking and payment technology for THOUSANDS of financial institutions.… pic.twitter.com/R5d6PyIssc

— ALTucard (@altucard) July 29, 2025

The Money Movement Hub is a central hub that connects banks to other alternative payment mechanisms. With the inclusion of USDC in this platform, FIS enables banks to increase the payment provision services without necessarily constructing new infrastructure. Customers will have access to transparent and quick transactions. The move also reduces costs and removes delays tied to older payment networks. FIS processes over $10 trillion in transactions each year, which gives Circle’s stablecoin a wide reach.

FIS will combine its real-time payment tools and fraud monitoring systems with the blockchain infrastructure of Circle. This helps banks track each transaction while adding new digital payment features. FIS expects this collaboration to improve services without adding complexity for its clients. The new system will go live before the end of 2025.

FIS Partners with Circle to Expand Stablecoin Access After Policy Changes

The collaboration comes after the GENIUS Act was passed, allowing the application of digital assets in the traditional banking sector. Such advancements have prompted financial institutions to consider stablecoins as an alternative to traditional payment systems. Banks using FIS platforms can now join this shift without changing their core operations.

Circle will benefit from FIS’s large network of banks and financial firms. This access supports USDC distribution across thousands of institutions already using FIS technology. According to Jeremy Allaire, the CEO of Circle, the partnership is part of an ongoing effort to integrate stablecoins into the broader internet financial system.

This partnership is part of our ongoing efforts to integrate stablecoins into leading money movement platforms, and to help make it simpler for banks of all sizes to safely integrate and use @USDC and connect into the broader internet financial system.

— Jeremy Allaire – jda.eth / jdallaire.sol (@jerallaire) July 28, 2025

Meanwhile, Circle has seen rising interest from other companies in the financial space. Fiserv has teamed up with Circle and Paxos to create a new stablecoin called FIUSD. This digital asset will run on the Solana blockchain and be available to clients by the end of the year. Fiserv aims to offer this currency through its core banking platform, Finxact. Fiserv works with over 10,000 banks and six million merchants. It plans to use Finxact to let banks manage stablecoin and deposit token transactions.

Banks Prepare for Stablecoin Tools as FIS Adds Support Infrastructure

FIS will equip banks with software to introduce stablecoin payment functionality. This comprises software bundles and connection nodes to utilize USDC in their services. Banks will soon have the option of conducting real-time stablecoin transactions with better visibility of transactions and settlement speeds. FIS will also support features such as tracking transactions, fraud controls, and flexible settlement times.

The company aims to provide institutions with a comfortable entry point into stablecoin services. Banks can use these features without needing to build new systems or take on added risks. The new service will help financial firms modernize their offerings and keep pace with shifts in digital finance. FIS plans to complete the rollout before the year ends.