Ripple’s RLUSD Launches on Binance with Zero-Fee Trading

Highlights:

• RLUSD gets listed on Binance, which gives Ripple stronger exposure and attracts more global crypto traders.
• Zero-fee trading helps users trade RLUSD easily and encourages faster early market adoption.
• XRP Ledger support later will improve transfer speed and reduce costs for users.

On January 21, Ripple announced that Binance would list its U.S. dollar-backed stablecoin RLUSD. The token was officially scheduled for spot trading on January 22 at 08:00 UTC. The listing marks a significant expansion of Ripple’s market presence.

Binance will list Ripple USD (RLUSD) and introduce a zero-trading-fee promotion for RLUSD.

Find out more 👉 https://t.co/DBPQphsYci pic.twitter.com/wtceivebNW

— Binance (@binance) January 21, 2026

Binance said users can start depositing the token today before tomorrow’s initial trading. They also confirmed a zero-fee promotion for the coin. Withdrawals are scheduled to start on January 23. The exchange confirmed, “To celebrate the launch, Binance is introducing a zero fee promotion for the RLUSD/USDT and RLUSD/U trading pairs.”

Initially, RLUSD is available in its Ethereum ERC-20 version. Binance is expected to add support for the XRP Ledger later, which will allow faster and cheaper native settlements. This integration is seen as a way to expand liquidity for XRP holders.

Ahead of the Binance listing, RLUSD reached a peak supply of more than $1.4 billion. Around $1.07 billion of that supply is on Ethereum, while the rest is distributed on the XRP Ledger. The token is backed by USD deposits, short-term treasuries, and cash-like equivalents.

The company stated:

“This multichain listing ensures greater accessibility for users and institutions, whether they operate natively on XRPL or within the Ethereum ecosystem. For Ripple, it’s a crucial step toward enabling real-world payments, on-chain liquidity, and cross-network interoperability at scale.”

RLUSD was already trading on Bullish and Bybit before Binance added it. The centralized listing now makes RLUSD more visible and strengthens adoption for its XRPL version. 

Outlook for XRP and RLUSD

The Binance listing is expected to increase RLUSD’s influence in both centralized and decentralized trading. More liquidity could support XRP by creating stronger trading pairs and boosting network activity.

The promotional fee period that began on January 22 will continue until further notice. RLUSD may also become eligible for margin trading in certain portfolios, adding more use cases for holders. Ripple’s strategy shows steady progress even in challenging market conditions. With RLUSD supply crossing $1.4 billion and Binance offering global exposure, the stablecoin is positioned for wider adoption. 

The Binance listing puts RLUSD in a strong position to tap into the exchange’s multi-billion-dollar daily spot volume. Ripple Chief Executive Officer Brad Garlinghouse called it “eXtRemely Positive,” while users on X expect higher liquidity and more Decentralized Finance opportunities.

eXtRemely Positive to see $RLUSD listed on @binance https://t.co/eUaPXMrTCW

— Brad Garlinghouse (@bgarlinghouse) January 21, 2026

Institutional Expansion and Regulation

RLUSD is minted under a New York Limited Purpose Trust Company charter. Ripple also holds conditional approval for an OCC charter, which could allow RLUSD to become part of Ripple’s toolset if a banking license is finalized.

The stablecoin is intended to expand into institutional-level decentralized finance. It will be used in payment applications and remittances. The stablecoin is regulated, and this means that there are no restrictions in the U.S. or globally. Although XRP has recently weakened to $1.91 in the market downturn, the Ripple ecosystem is still expanding.